标签： 武汉品茶资源

　　At the beginning of last month, Liu Fang’s autobiographical youth inspirational novel Pomegranate Qingqing, which was conceived and written in three years, was published.

　　This 170,000-word novel, with the western rural education in the early 1990s as the background, depicts the ideals, work, love and friendship of a group of young teachers engaged in rural education. Among them, there are not only daily stories of Liu Fang and her students, but also Liu Fang’s experience in rural education.

　　"Someone asked me what novel I wrote when my eyes were out of sight, and who read it. I firmly say, write to yourself, to the discerning, to the blind, to those who have gone through youth and have dreams, to see a lost youth and to see a bright world in the eyes of the blind. " Liu Fang wrote this in the preface to Pomegranate Green. She hopes that this book can bring more teachers’ college students and future teachers touch and think, and let more people pay attention to rural education.

　　Not long ago, our reporter walked into Liu Fang’s new home in Dijing Jiayuan Community, Baiyun District. The sunshine from the balcony makes the clean and tidy room particularly bright. Liu Fang is wearing a long cotton dress embroidered with white flowers and a black belt with a golden metal chain. Her long hair is tied in a low ponytail behind her head, and she walks slowly from the room with a smile on her face, which is gentle and beautiful.

　　She warmly greeted us to sit down in Mandarin, which had not changed her accent. Although her eyes were invisible, she was very energetic. During the interview, her humorous and joking words made us laugh again and again.

　　★ Character file

　　Liu Fang, born in 1970, was born in Hubei. At the age of 5, she and her mother came to Baiyun District with her father to support the construction of the third line in Guiyang. He used to be a first-class Chinese teacher in Baiyun No.3 Middle School in Guiyang, and now he is a psychological counseling teacher in this school. Director of China Disabled Persons’ Federation Blind Literature Association, member of Guizhou Disabled Persons’ Federation.

　　Rooted in rural education for 21 years, he began to lose his sight gradually due to retinitis pigmentosa in 1997, but he still insisted on cultivating the three-foot platform. Won the title of the second "Moral Model of Dedicated Service in Guiyang" and "Good People Around Guiyang" in 2010.

　　★ Dialogue with Liu Fang

　　Reporter: Although you have lost your eyesight, you are so optimistic, humorous, cheerful and strong. What is the biggest pain you face?

　　Liu Fang: Actually, I am not optimistic myself, but I am optimistic and strong for others. I just found out that I had a great psychological impact when I was sick, and I couldn’t sleep at night. It was very painful to think about what parents, children and husbands should do if they were really blind in the future.

　　When I encounter specific difficulties, I will also be very painful. For example, other teachers use pens to correct papers and exercise books quickly, but I have to get close to see them clearly. I feel that such a simple thing can be so laborious; When I accidentally fell into the ditch while walking, I would feel so sad.

　　When my eyesight is declining and my son is growing up, I find that other pains are not pains, and the most painful thing is not to see what the child looks like. Because the most selfless love in the world is maternal love, how can you show maternal love when children can’t see it? After my son was six or seven years old, I didn’t know what he looked like. I heard that he was handsome and heavy-eyed, but I couldn’t see him.

　　Everyone has their own ideals, but I can’t see, and I can’t do many things I want to do. I still feel very sorry.

　　Reporter: You wrote Pomegranate Green to appeal to the society to pay attention to rural education and rural students. What do you think rural education needs now, and what should society and individuals do?

　　Liu Fang: I have been engaged in education in rural areas for 21 years, and I really feel a lot. At present, the unbalanced development of education is most prominent in rural areas, unlike the schools in the city, which are very balanced in terms of teachers, hardware and equipment.

　　I think rural education needs teachers first. At present, many normal college students have no firm belief in teaching in the countryside. If every normal student is unwilling to go to the countryside, how can the teachers in the countryside be balanced?

　　Secondly, public opinion should have more positive publicity on rural education. Nowadays, we always promote good famous schools and famous teachers, and few people pay attention to why we can’t build a good school in the countryside and lead famous teachers to the countryside. Instead, the countryside has trained a good teacher and sent it to the city, so public opinion has neglected the propaganda of rural education.

　　Third, rural students need to be concerned. Now, in the class where I am the deputy head teacher, 26 of the 44 children are left-behind children, and 30 of the 50 children in a class in the school are single-parent families. Who will supervise and care about their mental health after returning home? Many children go to Internet cafes and are swallowed up by the demons of many black Internet cafes in society.

　　The turning point of life from "white" to "black"

　　When she was in Guiyang Teachers College, Liu Fang was a little night blind, but she didn’t pay much attention. In 1993, at the age of 23, she was assigned to Baiyun No.3 Middle School (then known as Maijia Middle School) as a Chinese teacher and a class teacher. She was absorbed in her work and didn’t take night blindness seriously.

　　However, night blindness is getting heavier and heavier, and ripples begin to appear in front of your eyes during the day.

　　One day in August 1997, she came to the provincial doctor. "You have retinitis pigmentosa. This is a difficult medical problem in the world. There is no medicine and surgery to cure it. In the future, you will slowly lose sight and become blind. " The doctor’s conclusion, like a bolt from the blue hit Liu Fang on the head, she was stunned and her legs and feet were weak …

　　After returning home, Liu Fang did not tell her family about her illness. "Some pains will be magnified when they are spoken, which will make more people suffer together." She works, does housework and takes care of the children as usual, but with the aggravation of eye diseases, she will get caught on the edge of the bowl and the table when she is picking vegetables, even if she is equipped with myopia glasses.

　　In 1999, Liu Fang’s invisibility spread from night to day. She wanted to see the most beautiful scenery before she went completely blind, and went to the World Horticultural Exposition being held in Kunming alone. Up to now, she still remembers the beautiful scenery that made her "amazing".

　　In 2000, the family knew about Liu Fang’s illness. In order not to let her family worry too much, she tried to make herself stronger.

　　In 2006, Liu Fang got a disability certificate. But she thinks that although her eyes are disabled, she can still work and take care of herself. "I am not invisible at once, and many living habits are gradually formed." She walks freely at home now, washing clothes, cleaning and bathing dogs by herself. She is not blind at all.

　　Don’t give up the "three-foot podium dream"

　　"My primary school teacher taught me love, my junior high school teacher taught me rigorous scholarship and strict requirements, my senior high school Chinese teacher taught me to read, love books and revel in teaching, and my college literature introduction teacher made me understand that I should constantly cultivate myself." Liu Fang said that when I first joined the work, my goal was to "be a good teacher like my favorite teacher".

　　Therefore, she never gave up the "three-foot podium dream".

　　In September 2001, after reading Jin Yong’s the legendary swordsman, Liu Fang could hardly see clearly. She began to listen to books on MP3 and radio, and installed software for the blind on the computer to read books. In a year, she "read" more than 20 books.

　　Before, Liu Fang memorized all the key points and difficulties in the key articles of Chinese textbooks for junior high school for three years with her remaining eyesight.

　　She explored a set of her own teaching methods, such as composition class. Her composition comments are very rich, and some students write "Miss Liu, I look forward to reading comments" at the back of the composition. Later, it was very difficult to correct the composition, so she took the students’ compositions to the classroom and let them read them first, and then the whole class commented, revised and graded them together …

　　When writing on the blackboard is difficult, she takes advantage of her strong imitation ability to combine the stories and jokes she has heard with teaching and tell them to students vividly. Speaking, learning, teasing and singing in cross talk, life, Dan, purity, ugliness in Beijing opera are also skillfully used in teaching by her. There is always laughter in class, and students say, "It’s very happy to attend Teacher Liu’s class."

　　During her 21-year teaching career, Liu Fang has been a class teacher for 14 years, and most of her classes are "double-poor classes" and "problem classes". However, in the senior high school entrance examination, these classes often ranked first in the parallel classes of the school, especially in the 2005 senior high school entrance examination, and the top three scores were all in the classes she brought.

　　Transform into a "spiritual mentor"

　　In June, 2008, the last senior high school entrance examination for students led by Liu Fang ended. Since the beginning of the new semester, she has stopped taking classes and teaching Chinese, but has transformed into a psychological counseling teacher in the school.

　　"I can’t see with my eyes, and I can’t change my exercise books, compositions and test papers. The new Chinese textbooks have changed and become more numerous. If I continue to teach, I will teach a language that is lacking." Although it was painful to give up her beloved Chinese teaching, with the encouragement of school leaders and colleagues and the trust of students, Liu Fang chose to transform.

　　"Some people don’t need you to help them solve their problems. They just want to find a psychological spillway." To this end, Liu Fang had the idea of establishing a "growth record bag" for students. The students designed the cover of the file bag themselves and put their hearts in it. "Just put the thoughts and secrets in it and let it go."

　　Nowadays, in Liu Fang’s psychological counseling room, rows of "growth record bags" with different covers are neatly placed. Some students took them away after graduation, and some still stayed in the psychological counseling room. There have been hundreds of them in recent years.

　　"Some children came to me with psychological problems. After giving them counseling, the teacher told me that the child was much better, and I was particularly fulfilled. This is my happiest thing." Every day, many students come to Liu Fang’s psychological counseling room to chat and talk with her.

　　Every semester, Liu Fang will attend classes in 25 classes in the whole school at least twice, give psychological counseling to students on common problems, give some lectures irregularly, and occasionally be invited by other teachers to be a guest teacher of composition. Every week, she will go to the moral lecture hall of the rural children’s palace to tell students moral stories.

　　Support the blue sky of students with love

　　"Liu Ma, how are you recently? You should take care of yourself! " Hu Xin often calls to care about Liu Fang, and sometimes buys a lot of fruit to visit her at school.

　　He is a student of Liu Fang’s class of 2003, but he dropped out of school in the second day of junior high school to work. "Teacher Liu is very kind to us. After I dropped out of school, she always advised me to continue studying. Now I regret giving up my studies, but I am very grateful to Teacher Liu for her love for me." Now 27-year-old Hu Xin drives an excavator in Baiyun District, and often helps Liu Ma. Liu Fang wants to refuse, so he says, "Teacher Liu, I am your son, and we are all your sons. It is right for her to help her."

　　"Children will encounter troubles when they grow up, especially left-behind children, children of floating population, children from single-parent families, and students with learning difficulties. Using’ love’ can help them and give them strength and courage." As long as students are found to have difficulties, Liu Fang will help them, donate clothes and school supplies, and help them pay tuition and clothing expenses.

　　Yuan Fengmei unfortunately became an orphan in the third grade. Liu Fang approached her, comforted her, supported her and gave her family warmth. A few years later, she was admitted to Beijing Normal University and chose to be a teacher. Now she often comes to see "Liu Ma" as a teacher in Huaxi Tsinghua Middle School. "Last year, I had surgery and she stayed with me for one night. In the morning, she quietly put 300 yuan under my pillow and wrote’ My daughter gave money to my mother’." Liu Fang said.

　　Today, Liu Fang is still as popular as ever in Baiyun No.3 Middle School. Before class, the students will take the initiative to pick her up to the classroom. If she appears in class in advance, the students will scream with surprise.

　　Simple life and devoted writing

　　Every day, after getting up and eating breakfast, Liu Fang went downstairs and went to school with her colleagues who came to pick her up for work. After school in the afternoon, she was sent downstairs by her colleagues. After having a rest after dinner, she will exercise on the treadmill on the balcony for an hour, take a hot bath, sit quietly on the floating window of the bedroom and start writing novels …

　　This is Liu Fang’s life now, simple but full.

　　"I like writing. In the past, I mainly wrote prose and poetry. Later, I listened to more novels and began to write novels myself." Liu Fang said that her second autobiographical novel Ten Years of Flowers has written 50,000 words. She arranged chapters according to the flower language. The first chapter "Roses Bloom" wrote about the time of love, the second chapter "Lilies Bloom" wrote about newly married life, the third chapter "Sunflowers Bloom" wrote about the birth of children, and then there was "Jasmine Bloom" …

　　She said that she should write down her marriage, family and love in the ten years that she could not see from sight.

　　★ She in their eyes

　　Zhu Weiran (son of Liu Fang): In my heart, my mother is both strong and fragile. I want to be my mother’s "little crutch" all my life.

　　Ye Zhiya (Vice President of Baiyun No.3 Middle School): Liu Fang is an excellent teacher with a strong Chinese foundation. Although she can’t see with her eyes, she still insists on attending classes, which is amazing and admirable. She regards the school as her home, and she is also very enthusiastic about her colleagues. She can remind me of something difficult to say in a kind way, and she is a very wise person. She cares about her students very much, and her classmates like her very much, calling her "Liu Fang’s mother".

　　Zhou Libo (Liu Fang’s student): "Liu Fang’s mother" is a very kind and strong person. She is very kind to every student. She can find the bright spots in us. She teaches Chinese best. She moves us with her heart and influences us with love, which brings us a lot of fun and warmth. She is brave in the face of life and full of positive energy, which deeply affects us. Thanks to fate, I met such a good teacher. Besides my mother, she is the person I admire most.

　　Mao Yanhong (colleague of Liu Fang): Liu Fang is very thoughtful in teaching. She often gives us guidance in teaching methods and treatment of students. Her composition class is very distinctive. It’s really a pity that she can’t teach Chinese now. She has an open mind and a good attitude. She will lend a helping hand whenever her colleagues need help. She is charitable and enthusiastic about public welfare, and she is a person who takes pleasure in helping others.

　　CCTV News:Recently, COVID-19 vaccination for children aged 3-11 has been started, so which should be vaccinated first, influenza vaccine or COVID-19 vaccine? What problems should children pay attention to when they are vaccinated with COVID-19 vaccine? About vaccination, we know together.

　　There is no difference in the protective effect between children vaccinated with COVID-19 vaccine and adults

　　Is COVID-19 Vaccine Safe for Children?

　　Jiang Rongmeng, Vice President of beijing ditan hospital, Chief Physician of Infectious Diseases:The inactivated vaccine of Covid-19 produced in China has been carried out in clinical experiments on people aged 3-17. After evaluation and demonstration, it is safe to use inactivated vaccine of COVID-19 in people aged 3-17.

　　Is there any difference between the dose and dosage of Covid-19 vaccine for children and adults?

　　Jiang Rongmeng, Vice President of beijing ditan hospital, Chief Physician of Infectious Diseases:There is no difference in dosage, dosage and process between children vaccinated with inactivated Covid-19 vaccine and adults.

　　The interval between influenza vaccination and COVID-19 vaccination should be more than 14 days.

　　Should children get the flu vaccine or COVID-19 vaccine first?

　　Zhang Yuntao, Chairman of the Quality Committee of China Vaccine Association:You can get the flu at the same time when you hit COVID-19, but the interval must be greater than or equal to 14 days. At present, Covid-19 and the flu virus are different viruses, and there is no cross protection between them, so you must get the flu when you hit COVID-19.

　　Vaccination against influenza or COVID-19 vaccine is not recommended if you are catching a cold and coughing.

　　Can the child be vaccinated against COVID-19 or flu if he is allergic?

　　Xu Baoping, Director of Respiratory Department of Beijing Children’s Hospital affiliated to Capital Medical University:The vast majority of children with allergies can be vaccinated, as long as they are not in the acute stage.

　　Jiang Rongmeng, Vice President of beijing ditan hospital, Chief Physician of Infectious Diseases:If you have symptoms such as fever, diarrhea, or cough, you should still suspend the vaccination of COVID-19 vaccine, including influenza vaccine, and wait until these symptoms disappear and relieve, then evaluate and make an appointment for vaccination.

　　Is it completely safe after vaccination?

　　Even if you are vaccinated with influenza vaccine or Covid-19 vaccine, you should stick to personal protection, and at the same time actively exercise and enhance your immune function.

　　Jiang Rongmeng, Vice President of beijing ditan hospital, Chief Physician of Infectious Diseases:It doesn’t mean that you won’t be infected after vaccination, so we should stick to these non-pharmaceutical and non-vaccine measures in our daily life, such as wearing masks, avoiding places where people gather, doing hand hygiene well, and not washing your hands and touching your eyes and nose, which is very important for us to prevent these respiratory virus infections.

CCTV News:Intensive care unit is the last line of defense to save the lives of critically ill patients in COVID-19. Doctors and nurses in the intensive care unit of Jinyintan Hospital in Wuhan have been fighting for 49 days since they received the related patients on December 29th last year.

At the 2020 Spring Festival Gala at the reception desk, hundreds of millions of viewers got to know this nurse in protective clothing. When they saw this nurse named Liu Hongjuan again after more than 20 days, she had just come out from work in the ward. Talking about the work scene shown on the Spring Festival Evening, Liu Hongjuan said that she was actually very tired at that time.

Liu Hongjuan, nurse in intensive care unit of Wuhan Jinyintan Hospital:At that time, the support people had not arrived, and our physical strength was in an overdraft state. I took care of three patients, and the patients’ condition was not very good. The air supply system on their backs was ten kilograms, and then they were busy. The patients had to be rescued, so they couldn’t take care of themselves.

Nurses who are busy in the intensive care unit have more than five years of experience. This job is dangerous and heavy. All 48 nurses have been working for a month and a half without a day off.

Qu Zhaohui, head nurse of intensive care unit of Jinyintan Hospital in Wuhan:Generally speaking, if you go in, you may stay in it for twenty or thirty minutes, and you will feel chest tightness and discomfort, but my nurse, she will stay for at least five to six hours, and the longest will stay for 10 to 12 hours. We are all the best nurses.

The best thing is not only technology, but also physical strength. It is still fast to pull up a 60-kg oxygen tank!

Song Jingyuan, nurse in intensive care unit of Wuhan Jinyintan Hospital:The patient uses high-flow oxygen, and the concentration needs to be very high. A can of oxygen can only be used for half an hour.A patient needs it one day.More than 20 bottles, nearly 30 bottles.

Nurses take turns in shifts and wait around critically ill patients 24 hours a day. Nurses carry out all the doctor’s orders, including basic nursing care for patients, such as turning over, patting back, sucking sputum, caring for gastric tubes, urinary tubes, arteriovenous catheters, thoracic and abdominal drainage tubes, etc., always paying attention to patients’ vital signs such as ECG, blood pressure, oxygen saturation, etc., in addition, they have to undertake life care such as feeding, nasal feeding, washing hair, cleaning urine and so on, and are often exhausted at the end of the day.

Lu Li, nurse in intensive care unit of Wuhan Jinyintan Hospital:After all, this is an infectious disease. Although we are wearing layers of protective clothing, it can protect us to a certain extent, but because it is closed inside the protective clothing, it will also affect our hearing, smell and sensitivity. In case we are not careful, we may be pricked by needles, contaminated by blood and body fluids, and then when we suck sputum or do other operations, there may be droplets splashing on our faces, which is actually quite dangerous.

On January 23rd, Wu Wenjuan, director of the intensive care unit, suffered from headache and fatigue due to staying up late and working hard. CT showed that there was a ground glass image in his lungs, and he was isolated and hospitalized. Although fully prepared for the virus infection, when I heard that Director Wu Wenjuan was suspected to be infected, all the people in the department inevitably experienced emotional fluctuations.

Ma Dan, nurse in intensive care unit of Wuhan Jinyintan Hospital:What if I get infected? Then my dad said, people always have to do something meaningful in this life, and when you look back when you are old, you will feel that you won’t have any regrets. He said that you should leave things at home alone, and then work hard and work with peace of mind.

All the medical staff silently withstood the pressure, and Ma Dan not only returned to his post, but also submitted an application for joining the Party.

Ma Dan, nurse in intensive care unit of Wuhan Jinyintan Hospital:If we don’t stick to our posts, then no one can do what we do, and no one will stick to it. We should move forward unswervingly.

Fortunately, after treatment, Director Wu Wenjuan quickly returned to work.

National Development and Investment Group Co., Ltd. (hereinafter referred to as SDIC) vigorously promotes the construction of the equity director system, and makes great efforts to improve the system, build a good team and strengthen support, and strive to promote the board of directors of subsidiaries to play a good role in business decision-making and realize the high-quality development of enterprises.

Strengthening top-level design and consolidating the foundation of equity director system

Clarify the reform ideas. Based on the requirements of perfecting the modern enterprise system with China characteristics, combined with the actual management and control of state-owned capital investment companies, this paper explores the overall thinking and implementation path of the "11133" equity director system reform. That is to build a perfect management system of equity directors, build a team of full-time and part-time equity directors with good professional quality, strong decision-making ability and high comprehensive quality, establish a coordinated, professional and efficient support and guarantee mechanism for equity directors to perform their duties, promote the transformation of equity directors to specialization, professionalism and marketization, and be a good proponent of decision-making suggestions, a transmitter of major shareholders’ intentions and a promoter of enterprise development.

Improve the institutional system. According to the structure of "basic system+special system+work guidelines", a management system of equity directors is formed, which takes the Interim Measures for the Management of Equity Directors as the basic specification, the Interim Measures for the Management of Proposals and the Detailed Rules for the Work of Equity Directors as the procedural specification, and takes the Legal Guidelines for Performing Duties, the Compilation of Laws and Regulations for Performing Duties, the List of Legal Rights and Obligations and the Guidelines for Performing Duties as the operational guidance, so as to realize the selection and performance of personnel.

Pay close attention to system implementation. Establish a closed-loop mechanism of "evaluation-feedback-rectification" to ensure the implementation of the system. From the group headquarters, equity directors, subsidiaries and other three dimensions, the evaluation factor tables are compiled respectively. Through consulting the ledger, interviewing one by one, questionnaire survey, discussion and exchange, etc., the implementation of the relevant system of equity directors management in subsidiaries is evaluated regularly, so as to fully understand the performance guarantee of equity directors in subsidiaries, find out the existing problems, and ensure the implementation of the system in place and continuously improve the service level of equity directors’ performance guarantee through feedback notification and supervision and rectification.

Focus on perfecting the mechanism and strengthening the construction of the team of equity directors

Continuously optimize the structure. Adhere to the selection of the best, in accordance with the principles of matching the best, penetrating the post, matching people and posts, being active and steady, based on the functional orientation and business characteristics of state-owned capital investment companies, adhere to the coexistence of full-time and part-time jobs, and gradually form a pattern of full-time as the mainstay and part-time as the supplement. Appropriately increase the number of young, high-quality and compound full-time equity directors, enrich the team of full-time equity directors, reverse the traditional impression that full-time equity directors are old and second-line, and promote the full play of full-time equity directors. Up to now, there are 43 equity directors in the headquarters, including 12 full-time equity directors and 31 part-time equity directors, who are generally transferred from the director-level leaders of the headquarters department or the chairman and general manager of subsidiaries. The average age of full-time equity directors is 54, and the youngest is 45.

Insist on selecting the best and matching the strong. According to the board structure of subsidiaries and the allocation of directors’ seats, and in combination with the actual situation of subsidiaries, the "Selection Scheme for Full-time Equity Directors of the Company in 2021-2022" was formulated to clarify the requirements for the allocation of equity directors. According to their biographical background, equity directors are divided into two categories: business management and professional management. The business management category refers to those who are familiar with and have experience in enterprise operation, while the professional management category mainly refers to those who have experience in strategic investment, operation management, financial auditing, risk compliance and other fields (such as manpower, the party and the masses). On the basis of clarifying the allocation principle of "at least one full-time equity director for each subsidiary", the reform, development and business management needs of subsidiaries are comprehensively considered. In order to give full play to the supporting and empowering role of the headquarters of state-owned capital investment companies, investment enterprises that have strategic support or significant profit contribution to the development of the group are managed as important investment enterprises, and "list management" and dynamic adjustment are implemented. On the premise that the relationship between enterprise equity and management remains unchanged, the headquarters appoints not less than one-third of the directors.

Innovative performance training. In order to improve the performance ability of equity directors, this paper systematically sorts out the eight key qualities that equity directors should possess, and constructs a general competency model composed of four key qualities: cooperative communication, compliance and responsibility, analysis and judgment, and strategic decision-making, and a professional competency model composed of four key qualities: financial analysis, risk control, investment ability and supervision. On this basis, we should adhere to both "going out" and "bringing in", pay equal attention to professional knowledge and practical experience, and synchronize market practices and management requirements, and innovatively design a training course system for improving the performance ability of equity directors, which consists of two modules: theoretical study and performance practice. Theoretical learning modules include professional courses such as strategic development, financial management, risk control, investment merger and acquisition, personnel management, and governance control courses such as corporate governance and state-owned enterprise reform; The practice module of duty performance includes special learning courses such as industry frontier and company system, and experience exchange courses such as directors’ duty performance. Set up a discussion and exchange platform "Directors’ Exchange" for equity directors, organize "face-to-face" discussion and "close communication" between equity directors and outstanding peers outside the group, such as Central Huijin Company, by means of irregular seminars, theme training and internal and external exchanges, and exchange professional experience closely around practical issues, so as to achieve the expected effect of learning from experience, broadening horizons and inspiring ideas, and effectively improve the performance ability of equity directors.

Strengthen the performance of duties. On the basis of clarifying the rights and responsibilities of equity directors, we will explore the "2+2+1" working mechanism that runs through the decision-making process to further standardize the rights and responsibilities of equity directors. Establish two mechanisms: communication and coordination between the leaders before decision-making and regular meetings of equity directors, with full-time equity directors as the leaders to do internal communication, and organize equity directors to understand the company’s requirements, exchange their performance experiences and study major issues through regular meetings. Improve the two mechanisms of full-time equity directors’ participation and investigation in decision-making, clarify the requirements of participation scope, quantity and quality of investigation reports, and promote full-time equity directors to understand the enterprise situation in a timely and in-depth manner. Improve the reporting mechanism after decision-making, clarify the submission process and specific requirements of special reports, research reports, research reports and debriefing reports, smooth reporting channels, and protect the company’s right to know.

Strengthen incentives and constraints. Improve the assessment indicators of full-time equity directors, refine the performance tasks of full-time equity directors into assessment contents, expand the assessment subjects, optimize the assessment weights, and highlight performance orientation. The assessment subjects include the relevant leaders of the party group (with a weight of 20%), the centralized management department of equity directors (with a weight of 15%), the human resources department and other five related departments (with a weight of 15%), the board members of the subsidiaries (with a weight of 30%), the members of the board of supervisors (with a weight of 10%) and the members of the management team (with a weight of 10%). Adhere to tolerance and correction at the same time, set up a fault-tolerant mechanism, clarify the circumstances of lighter, mitigated or exempted treatment while strictly investigating the responsibility, and create a good environment for equity directors to actively perform their duties.

Highlight system linkage and strengthen the performance guarantee of equity directors

Standardize the management of bills. Prepare the reference list and proposal document template for consideration by the board of directors of subsidiary enterprises, and promote the standardization of proposal management of subsidiary enterprises. Through the pilot of state-owned capital investment companies, we will vigorously promote the classification and authorization of "one enterprise and one policy" and clarify the boundaries of powers and responsibilities between parent and subsidiary companies. On this basis, further standardize the motion management process of the board of directors of subsidiaries. Divide the motions of the board of directors of subsidiaries into major issues and general issues. For major issues (that is, the matters involved in the motions need to be reported to the headquarters for decision-making), embed full-time equity directors into the company’s OA approval process. While ensuring the company’s decision-making power on major issues, the full-time equity directors are guaranteed to express their independent opinions in the company’s approval process, and the full-time equity directors are fully mobilized to perform their duties. The full-time equity directors participate in the voting according to the final decision of the headquarters. For the general matters proposal (that is, the matters involved in the proposal authorize the subsidiary enterprises to make decisions), the professional role of full-time equity directors should be given full play, and they should make decisions independently and be responsible for themselves, thus shortening the decision-making chain and improving the decision-making efficiency.

Strengthen support and guarantee. To achieve "three clarifications", that is, to clarify the responsibilities of the relevant functional departments of the company to provide professional support, to provide a path for equity directors to seek professional support, and to carry out timely publicity training for important systems or major special actions that need to be implemented by equity directors in performing their duties; Clarify the scope, requirements and specific processes of information sharing between companies and subsidiaries to equity directors, and share information on the operation and management of subsidiaries with equity directors through e-mail and opening information system accounts, so as to fully protect equity directors’ right to know; It is clear that the subsidiaries submit the important meeting plan of this year to the equity directors in the first quarter of each year, assist the full-time equity directors to formulate the annual research plan, designate special departments and personnel to provide service guarantee for the equity directors to perform their duties, timely implement the work requirements put forward by the equity directors, and do a thorough, detailed and practical job of supporting and ensuring the performance of the equity directors.

Facilitate the performance of duties. The information system for the management of equity directors is developed, which includes six modules: duty management, training management, investigation management, report management, board attendance management and professional support. It comprehensively covers management services such as duty performance, attendance, training, investigation, reports, proposals and professional support of equity directors, and realizes timely updating of duty performance information, checking duty performance data at any time and online handling of duty performance matters, thus promoting the information management of the whole process of duty performance of equity directors. In order to make it easier for equity directors, especially newly-appointed equity directors, to quickly understand and master the management requirements of the company and enter the state of performing their duties as soon as possible, the Guide for Equity Directors’ Performance of Duties was compiled, and at the same time, the relevant system documents and auxiliary materials for equity directors’ performance of duties were summarized and formed, making it convenient for equity directors to refer to and use at any time, realizing "one box in hand and performing their duties without worry", which greatly facilitated the effective work of equity directors.

[Editor: Wang Zhanchao]

　　In 2023, China’s economy, which has experienced storms, has strengthened its physique and bones, and it has given off new vitality in its steady and far-reaching development.

　　Looking back on last year, what was the gold content of China’s economy?

　　Looking forward to the new year, where does China’s economic confidence come from?

　　We found the answer from this heavy report card — —

　　On January 17, 2024, the National Bureau of Statistics released the main data of national economic operation in 2023. In this year-end report card, China’s economy has made remarkable contributions to global economic growth; In the good data, there is a solid foundation for China’s economy to develop further to high quality; In the record of innovation and breakthrough, there is unlimited potential for China’s economy to achieve good results again. Since January 17th, the Financial Program Center has launched a series of reports, "From the data, it is getting better". From this report card with good quality and sufficient weight, it "counts" the confidence of China’s economy to move forward steadily in the process of high-quality development.

　　In 2023, China’s GDP growth rate was 5.2%, and the economy rebounded for the whole year.

　　Interpretation of China’s economic performance, GDP, that is, gross domestic product, is an important observation index. 5.2%, which is the most concerned GDP growth rate in the report card of China’s economic operation in 2023 released on 17th. China’s total economic output reached 126,058.2 billion yuan. In the first quarter, GDP increased by 4.5% year-on-year, 6.3% in the second quarter, 4.9% in the third quarter and 5.2% in the fourth quarter.

　　Director of the National Bureau of Statistics Kang Yi:It can be said that the performance of China’s economy in the past year is to hand over a report card with good quality and sufficient weight. In 2023, with the downturn of the world economy, the complex evolution of the international pattern and frequent geopolitical conflicts, the complexity, severity and uncertainty of the external environment we are facing are rising, and there are many cyclical structural contradictions in China and frequent natural disasters. Under such complicated circumstances, it is even more commendable to achieve such development achievements.

　　China’s contribution to global economic growth is about one third.

　　According to the forecast of the International Monetary Fund, the contribution rate of China’s economic growth rate of 5.2% to global economic growth will be around 30%, that is to say, China’s economy will continue to be an important engine of global stable growth.

　　According to the World Bank’s forecast of GDP and growth rate of major economies in 2023, China’s economic growth will be about 1.5 times that of the United States and 16.5 times that of the euro zone. From the perspective of contribution rate to world economic growth, in 2023, China will have more than America, Europe and Japan combined.

　　Hideki Ito, Principal Researcher of Mizuho Bank China Co., Ltd.:China’s economic growth of 5.2% is equivalent to the combined GDP of Thailand and Viet Nam. China has made great contributions to the world economy. With the expansion of exports and the growth of domestic demand, the dividend of China’s economic growth will spread to the global economy.

　　China, as the second largest economy in the world, has formed a good and stable fundamentals in its long-term development. Japanese Omron Health Medical Company, which entered the China market 30 years ago, has increased its sales in China by about four times in 2010. Last August, their R&D and production base expanded in Dalian with an investment of 300 million yuan was successfully completed.

　　Like Omron, many large Japanese companies are also increasing their investment in China. According to Japanese media reports, Matsushita Electric will invest more than 50 billion yen in China to build or expand more than 10 factories in the three years to March 2025; Todo, a Japanese bathroom brand, also plans to build a new factory in the suburbs of Dalian, with an estimated investment of tens of billions of yen, which will be put into production as soon as 2026. In addition, Daikin’s new air conditioning plant in Guangdong will also be put into operation in October this year.

　　In 2023, the total retail sales of social consumer goods increased by 7.2%.

　　In 2023, the total retail sales of social consumer goods reached 47,149.5 billion yuan, an increase of 7.2% over the previous year, reaching a record high. The contribution rate to economic growth reached 82.5%. Consumption has become the main driving force of economic growth again. One of the most striking is the rapid recovery of tourism. Whether it is Zibo, Shandong Province, which made a name for itself in the first half of the year, or Harbin, which is famous for its pet customers and powder at the end of the year, all show the strong driving force of tourism consumption in the past year.

　　During the New Year’s Day holiday this year, Harbin Ice and Snow World received 163,200 tourists, a year-on-year increase of 435%, a record high. The local Mattel popsicles sold 100,000 pieces in three days. Now, the "Erbin" fever is still going on, and the number of tourists on the Central Street will exceed 400,000 every day; A small fried cake stall sells nearly 8000 fried cakes every day. The consumption heat in the ice and snow season, ignited by the "Erbin pet mode", quickly spread to more places. During the New Year holiday, Heilongjiang Province received a total of 6.619 million tourists, an increase of 173.7% over last year. Southerners go skiing in the north and northerners go south to avoid the cold, which has become a new hot spot in tourism. A series of cultural and tourism parties that go from north to south and are linked in many places have further released strong tourism consumption potential.

　　In 2023, the per capita disposable income of national residents increased by 5.3%, of which the per capita disposable income of rural residents increased by 5.7%. Jiang Zhixiang is a photographer in Qianjiang, Hubei Province. In the past year, he recorded 60 weddings with his lens, witnessing the happy little days of the villagers and the new scene of rural consumption. This year, Jiang Zhixiang bought a house through his own efforts. He admitted that he was full of confidence in the prospects of his career when he saw the new changes in the rural landscape.

　　In 2023, the growth rate of electricity consumption in the whole society exceeded 6%

　　Electricity consumption data is a barometer of national economic operation. The reporter learned from the China Electricity Council that the growth rate of electricity consumption in the whole society in 2023 was 6.7%. Among them, the electricity consumption of business services, wholesale and retail, accommodation and catering industries has obviously recovered, with a year-on-year growth rate of over 13%. The rapid development of the electric vehicle industry has boosted the electricity consumption of the charging and replacing service industry by over 70% year-on-year.

　　In 2023, China’s "new three" products, such as new energy vehicles, lithium batteries and solar cells, exported a total of 1.06 trillion yuan, exceeding the trillion mark for the first time, with an increase of 29.9%.

　　The equipment manufacturing industry is the heavy weapon of the country and an important part of the real economy. Since 2023, a number of domestic high-end equipment have made breakthroughs in succession, and big countries have frequently "upgraded". The first large domestic cruise ship, Ada? The Modu is currently sailing in the East China Sea. This large domestic cruise ship has successfully completed three commercial voyages since it officially started commercial operation on January 1. Ada? Captain Modu said: "We have tested the limits of everything, our engine and stability. We are very, very confident. It is very stable and very powerful. This means that even in stormy weather or bad weather, the ship is still very stable. "

　　"Ada? The "Modu" cruise ship is currently running at a frequency of 6 to 7 voyages per month, with tickets ranging from 2,000 to 3,000 yuan to more than 10,000 yuan. All the voyage tickets before the Spring Festival have been sold out. In Ida? At the same time that the cruise ship Modu started another voyage, the design scheme of the second domestic large-scale cruise ship called "No.2" is also progressing steadily, and construction has started. The person in charge of the design told the reporter that the "No.2 Ship" with detailed design from 2021 will become Ada? The sister ship of Modu, but with longer length and larger displacement.

　　In 2023, China’s total annual import and export of goods was 41.76 trillion yuan.

　　In 2023, the total import and export volume of goods in China was 41.76 trillion yuan, an increase of 0.2% over 2022. In global trade, cross-border e-commerce has become a new force. According to the latest statistics of the General Administration of Customs, in 2023, the import and export of cross-border e-commerce in China was 2.38 trillion yuan, a year-on-year increase of 15.6%.

　　According to industry insiders, with the rise of new formats such as independent station, cross-border live broadcast and full custody, more and more China enterprises, especially manufacturing enterprises with innovative and iterative capabilities, are selling their products to all parts of the world through cross-border e-commerce platforms.

　　According to the data of Shenzhen Municipal Bureau of Commerce, the number of cross-border e-commerce export enterprises in Shenzhen has exceeded 150,000. In 2023, the import and export volume of cross-border e-commerce in Shenzhen reached 326.53 billion yuan, a year-on-year increase of 74.4%. Driven by cross-border e-commerce, the shipments of many cross-border logistics enterprises in 2023 also reached a record high.

　　According to the latest data from China Federation of Logistics and Purchasing, China’s logistics market will resume growth in 2023. It is estimated that the total social logistics volume will reach 350 trillion yuan in 2023, and the express delivery business volume will reach 132 billion pieces, ranking first in the world for ten consecutive years. The national railway delivered 3.91 billion tons of goods, a record high. Wu Shidan, co-founder and chief marketing officer of a logistics company in Shenzhen, Guangdong Province, said: "Our overall LCL volume in 2023 was 14,000 cabinets, with an average LCL volume of 1,200 pieces a month, which increased by 39% compared with 2022 and tripled compared with 2019. This can be said to be the highest record set by our company since its establishment 13 years ago. "

　　As another heavy special report since the opening of the financial program center of the general station, the series of reports "Looking back from the data" found the answer to China’s sustained economic recovery from solid data; From a real order, I saw the proof that the world is optimistic about China; On the accelerated track, it witnessed the steady and positive momentum of China’s economy.

　　Looking forward to 2024, China’s economy will still be full of confidence and the pace towards high-quality development will be more firm.

From 11: 00 to 12: 00 on April 12, gusts in some areas of Beijing reached 9-11, and even reached 14 in mountainous areas. Meteorological stations with wind speeds above 10 are distributed in Haidian, Chaoyang, Fengtai, Tongzhou, Fangshan, Changping, Huairou, Pinggu, Mentougou, Yanqing and Shunyi. Despite the strong winds, farmers in farmland, cooperatives and peach groves in the suburbs of Beijing are still busy.

On the evening of April 11th, some areas in Pinggu were hit by hail weather, which worried the peach farmers. Tangtang runs a cooperative in Pinggu. When the hail came, she took a video with her mobile phone and recited the big peaches at home. Fortunately, the hail didn’t last long. The next morning, Tangtang went to Taolin to check the situation of big peaches and found that many peaches were blown off.

Qu Haiquan, 65, has planted big peaches for decades. In Xiagezhuang Town where he lives, there is only strong wind and no hail. His family has 70 acres of big peaches, most of which are planted in the open air and a few in greenhouses. The peaches in the greenhouse will be harvested soon, while those in the open air will wait until June. Qu Haiquan is full of confidence in the newly introduced detached peaches and nectarines. He said that peaches are not afraid of strong winds, but they are afraid of hail and cold spring. He thinks that the strong wind has little effect on peaches.

Peach blossoms in Pinggu are in full bloom. Will this strong wind affect flower viewing? A peach farmer said that his peaches were not sparse this year. When he checked in the morning, he found that all the flowers were blown off, and other flowers were still on the trees, so the impact of strong winds was limited. Peach blossoms in Pinggu are still tenacious and swaying in the wind.

On the short video platform, some peach farmers took netizens to enjoy flowers through live broadcast. The pink peach blossoms in the picture are swaying in the wind and full of vitality. There are also peach farmers selling agricultural products live in cooperatives or greenhouses.

Yang Yang, the head of Tongzhou Houyuanhua Ecological Picking Garden, has been busy in the garden. The strong wind blew up the quilt on the greenhouse, and the plastic film in some greenhouses was also blown away, and the green leafy vegetables inside swayed with the wind. Yang Yang was busy delivering goods to customers while contacting the insurance company to check the greenhouse situation.

In special weather, farmers are concerned about crops. Zhang Haiying, a big planter in Shexian Town, Tongzhou District, went to inspect the field early and found that the wind was very strong in the field, but the wheat seedlings were not fully jointing and the plants were short, which would not cause lodging. She mentioned that if there is such a strong wind again after mid-May, it may not work. When she was patrolling the field, she also saw a magpie spinning and falling by the strong wind.

Item number Item name Subject matter of procurement service area Service requirements Service time service standard C05040300 C05040300 security service Security Service Projects of Chengdu jinniu district Market Supervision Administration Bureau, 2025-2026. Security Services of Bureau Organs and Institutes of jinniu district Market Supervision Administration in 2025-2026. Bureau of jinniu district Municipal Bureau of Market Supervision: The working hours are 24 hours a day (the supplier should reasonably arrange the number of employees and formulate a daily rotation system according to the needs of the purchaser). See the procurement documents for other unfinished matters such as normal work on holidays. 365 days from the date of signing the contract Carry out technical performance acceptance according to relevant national regulations and the quality requirements and technical indicators of the procurement documents of this project, the supplier’s response documents and commitments and the standards agreed in this contract. See the procurement documents for other unfinished matters.

CCTV News:Recently, there has been cooling and snowfall in many parts of the country, and children’s respiratory diseases are in the high season. What is the overall situation of pediatric medical resources in the national maternal and child health care system? What matters should be paid attention to in children’s home care? The National Health and Wellness Commission held a press conference on the 17th to respond to concerns about the prevention and treatment of respiratory diseases in winter.

According to reports, as children’s respiratory diseases enter a period of high incidence, the National Health and Health Commission has made overall plans to guide and promote maternal and child health care institutions at all levels to expand capacity and increase efficiency, and fully protect children’s medical needs: expand pediatric service resources, guide maternal and child health care institutions to strengthen personnel deployment, and meet children’s medical needs to the maximum extent; Optimize the spatial layout and treatment process, promote the pre-diagnosis inspection service, smooth the green channel for emergency treatment, and gradually realize the grading and stratification of children’s treatment; Promote the "internet plus" service, and reduce the pressure of offline medical treatment through online outpatient follow-up, online prescription, and logistics and delivery of drugs to the home.

At the present stage, China has strengthened children’s health guidance in combination with children’s health care services, continuously increased the popularization of popular science, and provided targeted technical guidance to kindergartens, primary and secondary schools and other institutions with a large number of children to prevent the occurrence of clustered diseases. In response to the problem of home care for children that parents are generally concerned about, industry insiders said that parents should choose to rest at home or seek medical treatment in time according to the changes of children’s condition, do not enter the park or attend classes with illness, and avoid taking antibacterial drugs for their children.

Lu Gen, Director of Respiratory Department of Guangzhou Maternal and Child Health Hospital, Guangdong Province:Attention should be paid to the interaction of drugs. Do not take antipyretics and compound cold medicines containing antipyretic and analgesic at the same time. At the same time, avoid using Chinese patent medicines with the same function and overlapping components, which will increase the risk of adverse drug reactions. After children get sick, they should choose to rest at home or seek medical treatment in time according to their illness. It is not recommended to enter the park or attend classes, so as to avoid cross-infection.

Chang Zhaorui, a researcher at the Center for Disease Control and Prevention of China, said that Covid-19 infection in China is at a low epidemic level, and the BA.2.86 mutant and its subfamilies in Covid-19 account for a relatively low proportion. At present, the public health risk of this mutant in China is low. So far, no unknown new viruses and bacteria have been found in the pathogen monitoring of respiratory diseases in China.

　　Huawei Pura 70 Pioneer Program officially opened today!

　　Nowadays, the brand of P series has been upgraded to Pura series, and the first Pura 70 series of Huanxin combines the peak image, aesthetic design and original style, adopts the exclusive triangular "wind vane" design, supports ultra-high-speed flash shooting, and is known as the pioneer leading the flagship of image aesthetics.

　　Huawei Pura 70 series has four models, namely Pura 70, Pura 70 Pro, Pura 70 Pro+ and Pura 70 Ultra.

　　Let’s take a look at the differences between the basic configurations of the four models:

　　Pura 70

　　Three configurations: 5499 yuan for 12+256 edition, 5999 yuan for 12+512 edition and 6999 yuan for 12+1T edition.

　　Four colors: feather sand black, cherry rose red, snowy white and ice crystal blue.

　　6.6-inch screen, resolution 2760 x 1256, 2nd generation Kunlun glass.

　　Body size: 157.6mm (length) ×74.3mm (width) ×7.95mm (thickness), and the weight is about 207 grams.

　　Rear three shots: 50-megapixel super spotlight camera (F1.4~F4.0 aperture, OIS optical image stabilization)+13-megapixel super wide-angle camera (F2.2 aperture)+12-megapixel periscope telephoto camera.

　　4900mAh battery, 66W wired fast charging, 50W wireless fast charging and 7.5W wireless reverse charging.

　　Pura 70 Pro

　　Three configurations: 12+256 version 6499 yuan, 12+512 version 6999 yuan, 12+1T version 7999 yuan.

　　Three colors: feather sand black, snowy white and Roland purple.

　　6.8-inch screen with resolution of 2844×1260, second-generation Kunlun glass.

　　Body size: 162.6mm (length) ×75.1mm (width) ×8.4mm (thickness), and the weight is about 220g.

　　Rear three shots: 50-megapixel super-focusing camera (F1.4~F4.0 aperture, OIS optical image stabilization)+12.5-megapixel super-wide-angle camera (F2.2 aperture)+48-megapixel super-focusing macro telephoto camera (F2.1 aperture, OIS optical image stabilization)

　　5050mAh battery, 100W wired fast charging, 80W wireless fast charging and 20W wireless reverse charging.

　　Pura 70 Pro+

　　Two configurations: 7999 yuan for 16+512 version and 8999 yuan for 16+1T version.

　　Three colors: Phantom Black, Woven Silver and String White.

　　6.8-inch screen, resolution of 2844×1260, Xuanwu toughened Kunlun glass.

　　Body size: 162.6mm (length) x 75.1mm (width) x ×8.4mm (thickness), and the weight is about 220 grams.

　　Rear three shots: 50-megapixel super-focusing camera (F1.4~F4.0 aperture, OIS optical image stabilization)+12.5-megapixel super-wide-angle camera (F2.2 aperture)+48-megapixel super-focusing macro telephoto camera (F2.1 aperture, OIS optical image stabilization)

　　5050mAh battery, 100W wired fast charging, 80W wireless fast charging and 20W wireless reverse charging.

　　Pura 70 Ultra

　　Two configurations: 9999 yuan for 16+512 version and 10999 yuan for 16+1T version.

　　Four color schemes: Star Mountain Black, Star Mountain White, mocha brown and chansons Green.

　　6.8-inch screen, resolution of 2844×1260, Xuanwu toughened Kunlun glass.

　　Body size: 162.6mm (length) *75.1mm (width) *8.4mm (thickness), weighing about 226 grams.

　　Rear three shots: 50-megapixel super-spotlight telescopic camera (1 inch, F1.6~F4.0 aperture, sensor displacement anti-shake)+40-megapixel super-wide-angle camera (F2.2 aperture)+50-megapixel super-spotlight macro telephoto camera (F2.1 aperture, OIS optical anti-shake).

　　5200mAh battery, 100W wired fast charging, 80W wireless fast charging and 20W wireless reverse charging.

In the consumption experience of ordinary people, one-time payment can often enjoy more benefits and discounts, and the higher the value, the more obvious the goods are.

　　Recently, Hua Ge (a pseudonym) in Hangzhou was going to change a new car, so he went to a number of 4S stores to understand the market.

　　However, the salesman’s reply made him indignant: he wanted to pay off the car in one lump sum, not only did he not enjoy more preferential treatment, but the actual car price was more expensive than the mortgage loan. What’s going on here?

If you want to pay in one lump sum, the price of the car will increase by 10 thousand instead.

　　Hua Ge told Qianbao that his current car has been driving for more than ten years, so he wants to buy a new car and improve his quality of life, focusing on several well-known brands such as BMW, Mercedes-Benz, Audi and Volvo.

　　"The price range is set between 250,000 yuan and 300,000 yuan." After listening to a friend’s advice, he decided to buy a car mainly for BMW X1 and Audi Q3.

　　In an Audi 4S shop on Shaoxing Road, Hua Ge took a fancy to the basic version of Audi Q3. At that time, the salesperson of the 4S shop said that if the car was purchased by mortgage, the car price was 250,000 yuan, which was the landing price, including purchase tax, licensing service fee and vehicle insurance premium for the first year. There are two kinds of mortgages, one for three years and the other for five years. Customers can choose.

　　"I’ll pay in one lump sum. Can the car price be cheaper?" Brother Hua asked directly according to common sense of consumption.

　　"I suggest you still get a mortgage. If you don’t mortgage, the car price must be increased by at least10,000 yuan. " The salesperson’s reply suddenly made Brother Hua blindsided.

　　In order to keep Hua Ge as a customer, the young man in charge of sales said that if he really wanted to buy it, he could apply for a cheaper price. But if you don’t mortgage, it is indispensable to increase the car price by 10 thousand yuan.

　　In another Audi 4S store in the west of the city, the sales staff gave the basic version of Audi Q3 a price of more than 250,000 yuan, and also suggested that he buy a car by mortgage. "This 4S shop is even better. Listen to the tone of the sales staff. If you don’t mortgage, you may not sell me a car. In addition, if you are an employee of Ali and Huawei, you can buy a car for another 2,000 yuan cheaper. " Brother Hua said.

　　On this day, Hua Ge visited seven or eight 4S stores in Hang Cheng, including BMW and Mercedes-Benz, and the result was similar: if you don’t mortgage, the car price will be more expensive.

Every 4S shop is promoting mortgage to buy a car.

　　As a customer, Qianbao reporter also went to several 4S stores in Hangzhou for experience.

　　On Shaoxing Road in Hangzhou, there are many 4S car shops. In a Mercedes-Benz 4S shop, a young man in charge of sales told reporters that the landing price of a dynamic SUV is 406,000 yuan, and it can be 2,000 yuan cheaper if you apply for a mortgage.

　　"The interest rate of our mortgage car purchase is very low. A loan of 100,000 yuan is used for a two-year mortgage, and the interest rate is only 1.5%, which is the interest of 3,000 yuan, which is equivalent to spending a total of 1000 yuan on mortgage car purchase. " The young man said.

　　In another BMW 4S store, the manufacturer’s guide price of an SUV is 436,800 yuan. "If you pay in one lump sum, you will enjoy a 91% discount; If you mortgage, you can enjoy a 10% discount, which is more than 4,300 yuan cheaper. " A salesperson named Bao said.

　　The salesperson told reporters that in their 4S shop, the minimum mortgage amount is 120,000 yuan, and there is a minimum mortgage ratio requirement. The reporter took a fancy to this SUV, and the minimum amount of mortgage was 137,000 yuan. "If you mortgage for two years, the interest will be 7,100 yuan, MINUS the discount of 4,300 yuan, which is equivalent to paying more than 2,700 yuan in interest for two years."

　　Later, the hourly journalist came to an Audi 4S shop. A salesperson surnamed Xu told reporters that the market guidance price (bare car price) of an Audi Q5 is 446,500 yuan, and the preferential price for one-time payment is 361,500 yuan, with a discount of 85,000 yuan; If you mortgage, the preferential price is 348,500 yuan, and the discount reaches 98,000 yuan, which is 13,000 yuan cheaper than the one-time payment!

　　Xiao Xu said that if a one-time payment is made, the vehicle purchase tax will be 33,000 yuan because of the high car price; If you buy a car by mortgage, the car price is cheap, and the vehicle purchase tax is 32,000 yuan, which can save 1000 yuan.

Selling mortgages wants to establish contact with customers.

　　Why is the one-time payment car more expensive? In the Mercedes-Benz 4S store, the young man in charge of sales explained to me that handling mortgage loans can increase the stickiness of customers and establish long-term contact with customers. "If it is a one-time payment, it has nothing to do with us after the customer’s car leaves."

　　But his explanation is obviously unconvincing. Because all the personal information of customers is retained in the process of car purchase, it is easy for 4S stores to contact customers. For customers who have taken out mortgages, the agreement stipulates that some specific after-sales services must go to 4S stores, but this connection seems far-fetched.

　　In the process of buying a car, Qianbao reporter found another problem. Although every 4S shop actively encourages customers to buy a car by mortgage, the interest rates of mortgage loans are quite different. For example, if the Mercedes-Benz 4S shop mortgages for two years, the annual interest rate is 1.5%; If the BMW 4S shop is mortgaged for two years, the annual interest rate is about 2.6%; The Audi 4S shop mortgage loan has an annual interest rate of 4.2%.

　　The sales staff of Audi 4S store said: "If we apply for a mortgage, we can get a rebate from the bank. We compensate the rebate to the car price, which is still very cost-effective for customers. If there is no advantage in mortgage, there will not be so many people to apply for mortgage. "

　　The sales staff of Mercedes-Benz 4S store said: "Manufacturers have requirements for us, such as the proportion of cars sold by mortgage should reach 50% to 60% of customers. We are also trying to complete the manufacturer’s task indicators. "

　　Just like buying a house by mortgage, buying a car by mortgage can really alleviate the tight cash flow of many consumers when buying a car. However, Hua Ge, who mentioned earlier, believes that if the car price of a full car is higher than that of a mortgage car, it obviously does not conform to the market rules, and the bank will increase the burden on consumers while generating income.