According to the media, nearly 20% of college students spend more than 10,000 yuan on dinner trips.

  Data Map: It is the graduation season for college students, and college graduates from Qingdao, Shandong Province are shooting personalized graduation photo on campus.

  Reference News Network reported on June 11 that foreign media said that China is about to usher in the "graduation season" for students to graduate collectively. Graduates all want to keep good memories on campus in their own way. The "graduation economy" such as graduation dinners, travel and photo shoots has emerged from time to time and is very hot. Nearly 20% of graduates spend more than 10,000 yuan on graduation.

  According to the China media report on the website of Lianhe Zaobao on June 8th, the hotels around the school will have a "harvest season" in the graduation season of college students every year, and most students choose the hotels around the school for graduation dinner. In order to attract graduates, some hotels also advertise that "every graduate can book a table with 8.8 discount, and drinks are free".

  The owner of a restaurant near Northeast Petroleum University said that with the graduation season approaching, the peak of booking graduation dinner is coming. A coffee shop near Heilongjiang Bayi Agricultural University has held a graduation party with the theme of "First Love" since May 14th.

  A graduate of Qingdao University said that since mid-May, he has had graduation dinners every night and spent a lot of money.

  He said: "Usually, the living expenses for one month are around 1000 yuan. Now I have calculated in the graduation season, and 3,000 yuan may not be enough."

  According to the report, in addition to graduation dinners, travel and photo shooting are also an indispensable part of graduates’ good memories in college.

  Since the end of last month, all kinds of innovative graduation photos have been screened on various social platforms. In addition to the traditional graduation bachelor’s clothes, graduates can rent all kinds of clothes, and many people even seek the help of photography studios to shoot creative graduation photo.

  A private photographer in Guangxi said that at present, the appointment for taking graduation photos has been arranged until the end of June, and people are still coming to consult, and the original fee has also increased from 100 yuan to 500 yuan.

  Although Xiao Qin, a graduate of the School of Finance and Economics of Guangxi University, spent a month’s living expenses shooting graduation photos, she thought it was worth it. After all, "Youth never comes again. If you can, why not record your youth?"

  According to a survey conducted by Qingdao Daily on 40 graduates from China Ocean University, China Shiyou University (East China) and Qingdao University, nearly 20% of the graduates will spend more than 10,000 yuan in graduation season, and most of them will be spent on graduation trips.

  In addition, in order to impress the interviewer in the job interview, some students spend money to buy interview clothes. Xiao Chen, a graduate of China Ocean University, spent 2,000 yuan on brand suits and leather shoes, and spent a lot of time in making resumes, specifically looking for someone to design resume templates; He spent two or three hundred yuan on printing and copying his resume alone.

  According to the report, Yuan Jinqiu, from the Department of Political Economy, School of Politics, Guangxi University, analyzed that the emergence of the "graduation economy" conforms to the laws of the market, and many businesses are ingenious in meeting the needs of graduates, which is a very positive economic situation.

  However, since graduates are not yet financially independent, most of their expenses come from their parents. In this regard, Yuan Jinqiu believes that it is ok for graduates to participate in some job hunting and graduation commemoration activities if conditions permit, but it should be appropriate.

  Wu Lianhai, consultant of the Mental Health Education and Counseling Center of China Ocean University, agrees with the above view. He said that college students’ consumption in graduation season is a way to express their classmates’ friendship, and some expenses are understandable, but the concept of face and conformity will inevitably contribute to the "graduation economy", so the expenditure in this respect must be measured.

The dual clutch is not bad, but you don’t know how to drive, and teach you the correct driving method to unlock the dual clutch.

It seems that the dual-clutch gearbox has always had a bad reputation in the market, saying that it is all kinds of setbacks, and then the low-speed shift is irregular, and there are some design defects and some ghosts. Actually, I agree with you.

Although the dual clutch does bring some uncomfortable experiences at low speed, it also has its own outstanding advantages, such as high shift efficiency and fast shift speed, and makes the power almost seamlessly connected. However, there are also wet and dry types in powershift. Generally speaking, the wet type will be better, because the heat dissipation will be better, and it will not prompt the gearbox to overheat and then start the overheating protection because of a little intense driving …

Because of the special structure system and logical thinking of the dual clutch, it still needs some skills to be "comfortable" when driving a dual clutch vehicle. Let me give the dual clutch a wave of "rehabilitation".

Don’t let the clutch whine

Many owners of dual clutch gearboxes complain that their dual clutches are easily broken, but most of them are caused by improper use. For example, when stopping at a red light, many car owners like to step on the brakes, and then the car stops, just fine. The brakes are not stepped to the end. In fact, this is very burning the clutch plate, which is equivalent to the manual car stepping on the brakes without stepping on the clutch. Originally, the clutch plate was replaced about 80 thousand kilometers, and then the clutch plate of 50 thousand kilometers was GG.

Make more use of neutral position

Many old drivers like to stop and step on the foot brake, which is very irrational and even stupid. N-block is for you to stop for a short time. Others are good to say. If the vehicles in powershift keep stepping on the brakes when parking, the loss of your vehicles will be much greater than others. So it’s always right to park in N gear and be diligent.

Remember to step on the brake to the end.

If you change gears frequently in traffic jam, it will be troublesome, so I will teach you a method, that is, brake to the end, so that the clutch plate will loosen, because the computer has detected that you have to park.

Don’t worry about starting.

Many car owners who drive dual clutch vehicles often report that when they start in D gear, they don’t understand when they step on the accelerator. This is because the clutch plate will have 0.7 seconds to engage in the semi-clutch state after you put it in gear, so the engine will idle before stepping on the accelerator, and the best way is to wait for the idle speed to bring the car up before stepping on the accelerator.

Try to avoid low-speed peristalsis

Many times, when a female driver with dual clutch stops in the basement, the temperature of the gearbox is too high and she needs to stop to dissipate heat because of moving the car for a long time. That’s because the clutch plates are always in a state of semi-linkage. If the friction time is too long, the protection mechanism will be activated. Therefore, when driving a dual-clutch car at a low speed, it must be wretched and don’t wave.

Spain will require all enterprises and shops to have the function of issuing electronic invoices, and offenders will be fined.

  China Overseas Chinese Network, March 9 (Xinhua) According to the report of WeChat official account, the Spanish version of the European Times, the Spanish Ministry of Economic Affairs has initiated the formulation of the "Creation and Development Law" and will implement digital and interconnected invoices through the platform of the Ministry of Finance. This law requires all companies, large and small enterprises, shops and even professionals to have the function of issuing electronic invoices. All computer-based billing procedures must be officially recognized. The program can send the electronic invoice to the tax bureau.

  According to reports, the government said that this move will help to "reduce transaction costs and promote commercial transparency by digitizing commercial relations, and also described it as" a key lever that can effectively solve overdue payments in commercial operations ". However, it is also acknowledged that the primary goal of launching electronic invoices is to obtain reliable information about effective payment. The current system cannot obtain this information, but if the electronic invoice of the Ministry of Finance is used, all this information will be obtained.

  In addition, the report said that enterprises and individuals who still do not have the function of issuing electronic invoices after two years will be fined 10,000 euros.

Shanxi announced Linfen pollution investigation results: 86 boilers have no desulfurization measures.

CCTV News:Recently, the problem of sulfur dioxide exceeding the standard in Linfen City, Shanxi Province has aroused widespread concern. As a typical resource-based city in the north, the ambient air quality in Linfen City has turned sharply since the winter of 2016, and heavy smog weather has continued to appear. Up to now, Linfen City has experienced six heavy pollution weather processes, which lasted for 48 days and issued 13 heavy pollution weather warnings. On January 4, 2017, the air quality index (AQI) of monitoring points in Linfen City continued to rise, and the concentration of SO2 (sulfur dioxide) was as high as 1,300 μ g/m3, exceeding the national third-class standard ("minimum requirements for people to be exposed to acute health damage in the short and medium term") by more than 1,000, ranking first in 388 cities in China, 719 higher than the second.

On the 15th, Shanxi Provincial Environmental Protection Department announced that after three days’ investigation and analysis, the joint expert group of the Ministry of Environmental Protection and Shanxi Province has preliminarily identified five reasons for the excessive concentration of sulfur dioxide in Linfen:

First, coal consumption is large.From 2013 to 2016, the city’s coal consumption in Linfen increased from 30 million tons to 36.6 million tons, of which coking coal accounted for a high proportion, accounting for 65.3%, followed by power generation coal of 9.7 million tons, accounting for 26.5%.

Second, residents’ loose coal combustion emissions have aggravated sulfur dioxide pollution in winter.According to preliminary estimates, the annual sulfur dioxide emissions from coal-fired heating (except cogeneration) in six counties and cities (districts) along the Fenhe River in Linfen City are about 38,000 tons, accounting for 45% of the annual sulfur dioxide emissions. When winter enters the heating season, the proportion is even more prominent, accounting for about 70%. Among them, the emissions from heating boilers other than cogeneration account for 13% of the living sources.

Third, the promotion and use of clean coke did not achieve the expected results.Although clean coke is widely used in urban areas, due to its high burning point and difficulty in bank up, some people abandon the distributed clean coke, some mix clean coke with inferior coal, and a small number of clean coke fail to meet the sulfur index, and the amount of sulfur dioxide emitted by residents in urban areas and surrounding areas is still large.

Fourth, the transformation of coal-fired heating boilers and clean energy lags behind.At present, there are still 86 130-ton coal-fired boilers in urban areas, and there are basically no desulfurization measures. Although clean coke is used, the sulfur dioxide emission is still very large, which has a direct impact on the sulfur dioxide index in urban areas.

Fifth, there is no on-line monitoring for central heating in Dongcheng, the desulfurization device is ineffective, the factory area is messy and the management measures are not in place.(CCTV reporter Hu Xiaodong)

Q&A on China’s economy in the two sessions: What do you think of China’s price movement? -The second question and answer of China economy in the two sessions.

    Xinhua News Agency, Beijing, March 6th Question: How do you view China’s price movement? -The second question and answer of China economy in the two sessions.

    Xinhua News Agency reporter Wei Yukun and Wu Yu

    Since last year, China’s price increase has been running at a low level, which has aroused some people’s worries about China’s deflation. How to treat China’s price movement situation? Is China’s economy really in deflation?

    During the two sessions of the National People’s Congress, the reporter interviewed many NPC deputies, Chinese People’s Political Consultative Conference members and authoritative experts to analyze this issue and respond to external concerns.

   Does low prices mean deflation?

    Since October last year, the consumer price index (CPI) has been declining year-on-year, and it will drop by 0.8% in January 2024. At the same time, the national producer price index (PPI) continued to decline.

    The low price has caused some worries about whether China’s economy will fall into deflation.

    To judge whether we are caught in deflation, we must first clarify the concept. Generally speaking, in economics, deflation mainly refers to the continuous negative growth of prices and the downward trend of money supply, which is usually accompanied by economic recession. This depends not only on the "shape" of price operation, but also on the "state" of money supply and the "potential" of economic development.

    -Price operation: generally low, maintaining a moderate upward trend.

    According to the government work report submitted for deliberation on the 5th, the consumer price of China residents rose by 0.2% in 2023. This data is in stark contrast to the high inflation in major developed economies.

    Jin Li, member of Chinese People’s Political Consultative Conference and vice president of south university of science and technology of china, said that last year, the core CPI excluding volatile food and energy prices rose by 0.7% year-on-year, indicating that the supply and demand of industrial consumer goods and service consumption in China were generally stable. The year-on-year decline of PPI also decreased by 5.4% from the highest in June last year to 2.5% in January 2024.

    Since last year, China’s monthly price level has always fluctuated moderately within a reasonable range. In January 2024, CPI rose by 0.3% month-on-month, which has been rising for two consecutive months.

    -Money supply: the total amount is moderate and the rhythm is stable.

    By the end of January 2024, the balance of broad money (M2) in China was 297.63 trillion yuan, up 8.7% year-on-year. Under the background of high base in the same period last year, it maintained a reasonable growth rate.

    The scale of social financing is a comprehensive indicator of financial support for the real economy. In January, the scale of social financing in China increased by 6.5 trillion yuan, 506.1 billion yuan more than the same period of last year.

    -economic development: the overall recovery is improving.

    In 2023, China’s economy generally rebounded, with a GDP growth rate of 5.2%, which was faster than the average growth rate of 4.5% in the three years of the epidemic, and also significantly faster than the economic growth rates of 2.5% in the United States, 0.5% in the euro zone and 1.9% in Japan, making it an important engine of global economic growth.

    Since 2024, China’s manufacturing purchasing managers index, SME development index and other indicators have rebounded from last December. The International Monetary Fund (IMF) recently raised its forecast for China’s economic growth this year and cast a "vote of confidence" for China’s economy.

    "Deflation is often the result of long-term accumulation of structural problems in economic operation. Judging deflation should not only focus on one or two price indicators." Huang Maoxing, deputy to the National People’s Congress and vice president of Fujian Academy of Social Sciences, said that on the whole, there is no deflation in China, let alone deflation spillover, and the so-called "economic deflation in China" is totally a false proposition.

    Not long ago, ING reported that the discussion about deflation in China was exaggerated by the outside world. In January, the overall CPI and core CPI in China both rose month-on-month, reflecting that China has not fallen into a "deflation spiral".

    "We don’t expect an overall deflationary trend in China." Gita Gopinath, First Vice President of IMF, said not long ago.

   What are the reasons for the low price increase?

    Prices are related to economic operation and affect people’s lives. At present, the low price increase in China is the result of multiple factors.

    "After the smooth transition of epidemic prevention and control, domestic production has accelerated recovery, logistics has remained smooth, and product supply is sufficient. However, demand is constrained by factors such as expected instability and income distribution differentiation, and recovery will take some time." Xu Guangjian, vice president of China Price Association, said that the time difference between supply and demand recovery is the main factor for the lower prices.

    Commissioner Jin Li said that in 2022, due to the Ukrainian crisis, food and energy prices were higher, which made the CPI increase in 2023 relatively low. In addition, the price of pork occupies a high weight in China CPI. Due to the abundant supply of live pigs and pork and the sluggish consumption of superimposed pork, the domestic pig price continues to fall, which lowers the CPI increase.

    Input factors also have an impact on China’s prices. After the epidemic, in order to cope with high inflation, major central banks in the United States and Europe quickly and intensively adjusted their monetary policies, and the year-on-year increase of CPI in the United States and Europe has dropped from the previous high of about 10% to the current 3%. "The inflation level in developed economies has fallen faster than expected, which has an impact on the price level in China." Pan Gongsheng, governor of the People’s Bank of China, said.

    Xing Ziqiang, chief economist of Morgan Stanley in China, said that China’s lower prices may have a positive spillover effect on global trade goods prices, which will help alleviate the "sequela" of unconventional stimulus policies adopted by some economies in response to high inflation.

    The experts interviewed agreed that the factors that caused the current low price operation in China are mainly phased, cyclical and seasonal, not trending, and its influence should not be exaggerated.

    This year’s government work report sets the expected target of annual consumer price increase at around 3%. According to the plan report submitted for review on the 5th, the main consideration for setting this goal is to comprehensively analyze the hikes of price changes in 2023 and the new price increase factors in 2024. It is expected that consumer prices will rise moderately in 2024.

    "This expected goal is consistent with last year’s expected goal, in line with the overall trend of domestic price stabilization and recovery, and leaves some room for strengthening macro-policy regulation and deepening price reform." Yu Miaojie, deputy to the National People’s Congress and president of Liaoning University, said.

   How to prevent the risk of deflation?

    Delegates and experts interviewed said that although the low domestic price operation is temporary, we should be alert to and guard against deflation risks, and actively and effectively solve problems such as insufficient effective domestic demand and overcapacity in some industries.

    -Strengthening macro-policy control.

    The government work report pointed out that the liquidity should be kept reasonable and sufficient, and the scale of social financing and money supply should match the expected goals of economic growth and price level.

    "Maintaining a reasonable and sufficient liquidity is an effective measure to prevent deflation risks. This year’s government work has clearly promoted the steady decline of comprehensive social financing costs, which is expected to further stimulate the effective demand of the real economy and enhance residents’ willingness to consume and invest. " Ceng Gang, director of Shanghai Finance and Development Laboratory, said.

    A proactive fiscal policy should moderately increase efforts, improve quality and increase efficiency; A prudent monetary policy should be flexible, moderate, accurate and effective; Incorporate non-economic policies into the consistency assessment of macro-policy orientation … A number of arrangements in this year’s government work report have strengthened policy co-ordination to ensure that efforts are made in the same direction and joint efforts are formed.

    -Promote the formation of a virtuous circle in which consumption and investment promote each other.

    Han Baojiang, a member of Chinese People’s Political Consultative Conference and a professor at the Central Party School (National School of Administration), said that at present, the key to preventing deflation risks is to expand domestic demand, release the potential vitality of the super-large-scale market, and enhance the ability and confidence to resist external imported risks.

    When deploying this year’s tasks, the government work report pointed out that the implementation of the strategy of expanding domestic demand should be organically combined with deepening the structural reform on the supply side, so as to better coordinate consumption and investment and enhance the pulling effect on economic growth.

    Optimize the consumption environment, carry out the "consumption promotion year" activity and implement the "rest assured consumption action"; Deepen the cultivation and construction of international consumption center cities; Promote the construction of additional national debt projects with high quality; We will implement a new cooperation mechanism between the government and social capital, and encourage private capital to participate in major project construction … The government work report and the plan report will focus on expanding domestic demand this year.

    "With the implementation of a series of policies to expand domestic demand, giving full play to the key role of investment in optimizing the supply structure and promoting the upgrading of domestic consumption structure, the domestic economic cycle will be further smooth." Qu Yongyi, member of Chinese People’s Political Consultative Conference and secretary of the Party Committee of the Institute of Industrial Economics of the Chinese Academy of Social Sciences, said.

    Ayhan Gauss, deputy chief economist and director of the forecasting bureau of the World Bank, said that a series of policies adopted by China at present are very correct, which can boost consumer confidence and consumption in the short term, and enhance the long-term economic growth potential through firm reforms.

Just after double 11, Xiao Ye E-cigarette: All self-operated sales on the Internet have been completely stopped.

(Observer Network News/Lv Dong Editor/Yin Zhe)

On the evening of November 12th, vvild Xiao Ye officially issued a statement saying that it had completely stopped all self-operated sales on the Internet.

VVI ILD Xiao Ye said that Xiao Ye Science and Technology supported the relevant requirements of the State Administration of Markets and the State Tobacco Monopoly Bureau, and has taken the initiative to close online sales channels such as Tmall and JD.COM, deleted all online marketing content related to sales, and urged all non-self-operated social channels to stop online sales immediately.

VVI ILD Xiao Ye also said that it has strictly regulated the sales behavior of dealers when it goes online, and it is absolutely not allowed to recommend or sell e-cigarette products to minors.

Observer. com noticed on Tmall and JD.COM that keywords such as "Xiao Ye vvild" can no longer be searched.

Tmall screenshot

JD.COM screenshot

The following is the original statement of vvild Xiao Ye:

According to Xiao Ye official website, vvild, Xiao Ye is affiliated to Shenzhen Xiao Ye Technology Co., Ltd., and the founding team of Xiao Ye is from well-known brands such as Huawei and Hammer Technology. The team has rich experience in the design, production, marketing and sales of electronic consumer goods.

It is worth mentioning that at about 16: 00 on November 1 this year, the State Tobacco Monopoly Bureau and the State Administration of Market Supervision issued the Notice on Further Protecting Minors from E-cigarettes.

The notice pointed out that in order to further strengthen the protection of minors’ physical and mental health and prevent minors from buying and smoking e-cigarettes through the Internet, from the date of issuance of this notice,urgeE-cigarette production and sales enterprises or individuals timely close the e-cigarette Internet sales website or client;urgeThe e-commerce platform closes the e-cigarette shop in time and removes the e-cigarette products in time;urgeEnterprises or individuals producing and selling electronic cigarettes withdraw electronic cigarette advertisements published through the Internet.

Just about 20 minutes before the official announcement of the above notice, Luo Yonghao, the founder of Hammer Technology, just forwarded the news that "vvild Xiao Ye disposable atomized electronic cigarette" will be officially launched in Tmall and JD.COM on November 11th.

It is understood that e-cigarette is a "re-entrepreneurship" project of Luo Yonghao after he left the Nut mobile phone team. Just when the outside world thought that he would stick to making mobile phones, Luo Yonghao stepped down as the legal representative and chairman of Beijing Hammer Digital Technology Co., Ltd. in December 2018 and turned to enter the e-cigarette industry.

Screenshot from Weibo, Luo Yonghao

This article is an exclusive manuscript of Observer. It cannot be reproduced without authorization.

Inventory of customs clearance mode of cross-border import e-commerce

Inventory of customs clearance mode of cross-border import e-commerce

At present, the customs clearance modes of cross-border e-commerce import business mainly include: express customs clearance, goods collection customs clearance and stock clearance.

What are the customs clearance modes for cross-border e-commerce?

(A) cross-border e-commerce import customs clearance mode-express customs clearance

After the order is confirmed, foreign suppliers will mail the goods directly from overseas to consumers through international express delivery. No customs documents.

Advantages: flexible, delivery only when there is business, no need to stock up in advance;

Disadvantages: When mixed with other express mail, the logistics clearance efficiency is low, and the cost will rise rapidly when the volume is large;

Suitable: the stage of less business volume and occasional sporadic orders.

(B) Cross-border e-commerce import customs clearance mode-goods collection customs clearance (orders first, then delivery)

Merchants package a number of sold goods in a unified way and transport them to domestic bonded warehouses through international logistics. E-commerce enterprises go through customs clearance procedures for each product. After being checked and released by the customs, e-commerce enterprises entrust domestic express delivery to consumers. Each order is accompanied by customs documents.

Advantages: flexibility, no need to prepare goods in advance, higher logistics clearance efficiency and lower overall logistics cost compared with express mail clearance.

Disadvantages: the packaging operation needs to be completed overseas, and the overseas operation cost is high, and the delivery from overseas takes a little longer.

Suitable for: at the stage of rapid growth of business volume, there are many orders every week. (3) Customs clearance mode of cross-border e-commerce import-stocking customs clearance (stocking first, then ordering)

Merchants stock overseas goods in batches to bonded warehouses under customs supervision. After consumers place orders, e-commerce enterprises go through customs clearance procedures for each product according to the orders, complete the veneer sheet and packaging in the bonded warehouses, and after being checked and released by the customs, e-commerce enterprises entrust domestic express delivery to consumers. Each order is accompanied by customs documents.

Advantages: bulk stocking to bonded warehouse in advance, the lowest international logistics cost, immediate delivery from bonded warehouse after orders are placed, the highest customs clearance efficiency, timely response to after-sales service requirements and the best user experience.

Disadvantages: the use of bonded warehouses has storage costs, and stocking will occupy funds.

Application: in the stage of large business scale and stable business volume. Purchase cost can be reduced by ordering in large quantities or in advance, and the international logistics cost can be reduced by gradually transitioning from air transportation to sea transportation, or the problem of capital occupation caused by stocking can be solved by pledge supervision financing.

(Source: Brother K chats with the sea)

Dozens of dead birds fell from the sky! A rare scene on the streets of Russian cities leads netizens to speculate.

  Russian video screenshot today

  Overseas Network September 22ndAccording to the news of "Russia Today" on the 21st, some pictures and videos have been circulated on Russian social media platforms recently: a street in Barakovo is full of dead birds. This rare scene triggered a series of brain hole conjectures by netizens.

  According to reports, this incident occurred in Barakovo, Saratov State, southwestern Russia, which is famous for its large nuclear power plant. According to videos and pictures uploaded by Russian social media users, local residents witnessed the bodies of dozens of dead birds scattered on a road.

1600758482562342.png

  Source: Russia today

  Below the video, Russian netizens gave many conjectures about why dead birds fell from the sky. Some people blame it on natural phenomena, such as a strong wind or an accidental collision between two birds. Others think that fireworks and exhaust gas from factories may cause a large number of deaths, and some even say that it is related to 5G equipment, although this technology has not yet entered Russia.

  "At the beginning of the nuclear disaster TV series Chernobyl, all the birds died." A comment with the highest praise linked the incident to the American HBO hit drama. The animal medical department of Saratov State is currently investigating this incident, which some people think may be related to bird flu. (Overseas Network Zhang Qi)

Btc china officially closed the recharge function expert today: prohibiting bitcoin platform transactions does not conflict with vigorously developing blockchain

  Yangguang. com BeijingSeptember 27 th news (Reporter Liang Shuang) Today,noon12:00,Btc china officially closed the digital assets and people’s bank recharge function..Btc china announced on its official website today that it will close the digital assets and people’s bank recharge function at 12:00 noon on September 27th, Beijing time.;Close all trading functions at 12:00 noon on September 30th..

  We must realize that shutting down the virtual currency exchange and prohibiting bitcoin platform transactions are not in conflict with the current development of blockchain!"Director, Research Center for Financial Technology and Internet Security, Renmin University of ChinaYang Dong told reporters that China encourages innovation in blockchain technology, but it mustExpel financial crimes such as pyramid schemes and illegal fund-raising by using virtual currency trading platforms under the guise of blockchain.suchIn order to create a healthy and good financial technology ecological environment for the development of blockchain applications.


  Eight-year inflation5 million times to close the platform to prohibit RMB speculation in Bitcoin

  SeptemberOn the 4th, seven ministries and commissions, including the People’s Bank of China, jointly issued the "Announcement on Preventing the Financing Risks of Token Issuance", characterizing ICO as illegal public financing.,And suspend all transactions.. The central bank stressed that all kinds of token issuance financing activities should be stopped immediately.

  Subsequently, btc china, the three major bitcoin trading platforms in China,OKCoin currency line,Firecoin. com announced that it would stop trading.

  As to why the btc china trading platform was closed,Yang dongAttributed to"Seven deadly sins of virtual trading platform": lack of legal business license, inflated prices, illegal acts such as money laundering and evasion of foreign exchange control, pyramid schemes and fraud, insider manipulation, technology and confidence security, and secret network transactions.

  Vice President, School of Finance and Finance, Renmin University of ChinaZhao Xijun stressed that the closure of the China Bitcoin trading platform only prohibited the transaction between Bitcoin and RMB, in case the RMB was used to speculate on Bitcoin, which caused the price of Bitcoin to be artificially high.

  whatBitcoin that came out in 2009, eight years.between/separate/space in between/roomSoaring upMore than 5 million times, as if driven by bitcoin.Getting rich overnight is no longer a dream. This also gives some lawless elements an opportunity to seize people’s psychology of getting rich quickly and concoct various pyramid schemes.

  According to relevant media reports,A Bitcoin payment platform in Hong Kong in 2015On suspicion of using virtual currency for pyramid schemes,Involving up to3 billion Hong Kong dollars. According to the platform, investors buy bitcoin mining contracts for 400,000 yuan, earn bitcoin every day, return their money in about 4 months, and earn an additional 600,000 yuan a year.Criminals use the funds invested by later investors to pay early investors,Once no new investors join or the organizers suddenly lose contact, investors will suffer heavy losses.

  Virtual currencies such as Bitcoin lack a clear value base, there is no economic fundamentals to evaluate the supply and demand situation and intrinsic value of Bitcoin, and the market speculation atmosphere is strong, resulting in drastic price fluctuations, which will cause investors who blindly follow the trend to suffer losses."Yang Dong said.

  All countries have different levels of supervision on Bitcoin.

  In 2013, the People’s Bank of China, the Ministry of Industry and Information Technology, the China Banking Regulatory Commission, the China Securities Regulatory Commission and the China Insurance Regulatory Commission jointly issued the Notice on Preventing Bitcoin Risks, stating: "Bitcoin should be a specific virtual commodity, which does not have the same legal status as currency, and cannot and should not be used as currency in the market.”。

  For a long time, Bitcoin has been characterized as a virtual commodity rather than a currency in China, so the financial regulatory authorities have not imposed necessary restrictions and supervision on it.At present, China’s domestic virtual currency trading platform lacks relevant legal business licenses, which leads to the virtual currency trading platform drifting away from the existing regulatory system, and in fact there are huge business risks."Yang Dong told reporters.

  Yang Dong said,The state has repeatedly stressed that it is necessary to put the prevention of financial risks in the first place, andICO has already seen the phenomenon that "bad money drives out good money", thereforeRegulatory pairICOgo on"one size fits all"alsoAs expected.

  Zhao Xijun also holds the same view. He said that although Bitcoin has decentralized characteristics, every country will supervise it, but in different forms."China’s current economic construction still needs to invest a lot of money, but nowThere are many people who take money to speculate on bitcoin.Not only did it not create beneficial value, but it also occupied financial funds, so it is more necessary to have corresponding supervision."

  Up to now, most virtual currency trading channels in China are basically closed.

  Close the trading platform transferOver-the-counter trading raises concerns

  "nowTrader of bitcoinMay chooseSome foreign trading platforms trade, while others maywillChange careers, or go abroad to be a platform.."Trading platform transferred to foreign countries will behowappearancedevelopZhao Xijun said,no matter whatexistDomestic or foreign?, the platform is subject toSupervisionThat’s for sure.,"An unregulated platform will not have a legitimate transaction and development will be constrained."

  At the same time, will it lead to a large number of over-the-counter transactions if standardized trading platforms are prohibited from conducting business?Vice President of China technology and finance Law Research AssociationDeng Jianpeng expressed the same concern.In view of the decentralized nature of Bitcoin, veryIt is difficult because the regulator has a decree.inCompletely banned in reality. As long as investment demand exists, bitcoin transactions are forced to dissociate from some limited formal institutions and enter OTC transactions.,The relevant ban has objectively become the entry of bitcoin transactions.Dark webA booster."

  China should strengthen the technology-driven supervision of virtual currencies such as Bitcoin, use blockchain, big data, cloud computing and other means to strengthen the traceability of virtual currencies such as Bitcoin, monitor the fluctuation of the overall market, and improve the real-time tracking of capital flows."Yang Dong said.

  Deng Jianpeng pointed out that,The funds of customers and trading institutions and bitcoin should be effectively isolated.canPrevent trading institutions from misappropriating customers’ funds or bitcoin privately.ofRisk.

Beautiful life-the great love of Liu Fang, a blind female teacher

  At the beginning of last month, Liu Fang’s autobiographical youth inspirational novel Pomegranate Qingqing, which was conceived and written in three years, was published.

  This 170,000-word novel, with the western rural education in the early 1990s as the background, depicts the ideals, work, love and friendship of a group of young teachers engaged in rural education. Among them, there are not only daily stories of Liu Fang and her students, but also Liu Fang’s experience in rural education.

  "Someone asked me what novel I wrote when my eyes were out of sight, and who read it. I firmly say, write to yourself, to the discerning, to the blind, to those who have gone through youth and have dreams, to see a lost youth and to see a bright world in the eyes of the blind. " Liu Fang wrote this in the preface to Pomegranate Green. She hopes that this book can bring more teachers’ college students and future teachers touch and think, and let more people pay attention to rural education.

  Not long ago, our reporter walked into Liu Fang’s new home in Dijing Jiayuan Community, Baiyun District. The sunshine from the balcony makes the clean and tidy room particularly bright. Liu Fang is wearing a long cotton dress embroidered with white flowers and a black belt with a golden metal chain. Her long hair is tied in a low ponytail behind her head, and she walks slowly from the room with a smile on her face, which is gentle and beautiful.

  She warmly greeted us to sit down in Mandarin, which had not changed her accent. Although her eyes were invisible, she was very energetic. During the interview, her humorous and joking words made us laugh again and again.

  ★ Character file

  Liu Fang, born in 1970, was born in Hubei. At the age of 5, she and her mother came to Baiyun District with her father to support the construction of the third line in Guiyang. He used to be a first-class Chinese teacher in Baiyun No.3 Middle School in Guiyang, and now he is a psychological counseling teacher in this school. Director of China Disabled Persons’ Federation Blind Literature Association, member of Guizhou Disabled Persons’ Federation.

  Rooted in rural education for 21 years, he began to lose his sight gradually due to retinitis pigmentosa in 1997, but he still insisted on cultivating the three-foot platform. Won the title of the second "Moral Model of Dedicated Service in Guiyang" and "Good People Around Guiyang" in 2010.

  ★ Dialogue with Liu Fang

  Reporter: Although you have lost your eyesight, you are so optimistic, humorous, cheerful and strong. What is the biggest pain you face?

  Liu Fang: Actually, I am not optimistic myself, but I am optimistic and strong for others. I just found out that I had a great psychological impact when I was sick, and I couldn’t sleep at night. It was very painful to think about what parents, children and husbands should do if they were really blind in the future.

  When I encounter specific difficulties, I will also be very painful. For example, other teachers use pens to correct papers and exercise books quickly, but I have to get close to see them clearly. I feel that such a simple thing can be so laborious; When I accidentally fell into the ditch while walking, I would feel so sad.

  When my eyesight is declining and my son is growing up, I find that other pains are not pains, and the most painful thing is not to see what the child looks like. Because the most selfless love in the world is maternal love, how can you show maternal love when children can’t see it? After my son was six or seven years old, I didn’t know what he looked like. I heard that he was handsome and heavy-eyed, but I couldn’t see him.

  Everyone has their own ideals, but I can’t see, and I can’t do many things I want to do. I still feel very sorry.

  Reporter: You wrote Pomegranate Green to appeal to the society to pay attention to rural education and rural students. What do you think rural education needs now, and what should society and individuals do?

  Liu Fang: I have been engaged in education in rural areas for 21 years, and I really feel a lot. At present, the unbalanced development of education is most prominent in rural areas, unlike the schools in the city, which are very balanced in terms of teachers, hardware and equipment.

  I think rural education needs teachers first. At present, many normal college students have no firm belief in teaching in the countryside. If every normal student is unwilling to go to the countryside, how can the teachers in the countryside be balanced?

  Secondly, public opinion should have more positive publicity on rural education. Nowadays, we always promote good famous schools and famous teachers, and few people pay attention to why we can’t build a good school in the countryside and lead famous teachers to the countryside. Instead, the countryside has trained a good teacher and sent it to the city, so public opinion has neglected the propaganda of rural education.

  Third, rural students need to be concerned. Now, in the class where I am the deputy head teacher, 26 of the 44 children are left-behind children, and 30 of the 50 children in a class in the school are single-parent families. Who will supervise and care about their mental health after returning home? Many children go to Internet cafes and are swallowed up by the demons of many black Internet cafes in society.

  The turning point of life from "white" to "black"

  When she was in Guiyang Teachers College, Liu Fang was a little night blind, but she didn’t pay much attention. In 1993, at the age of 23, she was assigned to Baiyun No.3 Middle School (then known as Maijia Middle School) as a Chinese teacher and a class teacher. She was absorbed in her work and didn’t take night blindness seriously.

  However, night blindness is getting heavier and heavier, and ripples begin to appear in front of your eyes during the day.

  One day in August 1997, she came to the provincial doctor. "You have retinitis pigmentosa. This is a difficult medical problem in the world. There is no medicine and surgery to cure it. In the future, you will slowly lose sight and become blind. " The doctor’s conclusion, like a bolt from the blue hit Liu Fang on the head, she was stunned and her legs and feet were weak …

  After returning home, Liu Fang did not tell her family about her illness. "Some pains will be magnified when they are spoken, which will make more people suffer together." She works, does housework and takes care of the children as usual, but with the aggravation of eye diseases, she will get caught on the edge of the bowl and the table when she is picking vegetables, even if she is equipped with myopia glasses.

  In 1999, Liu Fang’s invisibility spread from night to day. She wanted to see the most beautiful scenery before she went completely blind, and went to the World Horticultural Exposition being held in Kunming alone. Up to now, she still remembers the beautiful scenery that made her "amazing".

  In 2000, the family knew about Liu Fang’s illness. In order not to let her family worry too much, she tried to make herself stronger.

  In 2006, Liu Fang got a disability certificate. But she thinks that although her eyes are disabled, she can still work and take care of herself. "I am not invisible at once, and many living habits are gradually formed." She walks freely at home now, washing clothes, cleaning and bathing dogs by herself. She is not blind at all.

  Don’t give up the "three-foot podium dream"

  "My primary school teacher taught me love, my junior high school teacher taught me rigorous scholarship and strict requirements, my senior high school Chinese teacher taught me to read, love books and revel in teaching, and my college literature introduction teacher made me understand that I should constantly cultivate myself." Liu Fang said that when I first joined the work, my goal was to "be a good teacher like my favorite teacher".

  Therefore, she never gave up the "three-foot podium dream".

  In September 2001, after reading Jin Yong’s the legendary swordsman, Liu Fang could hardly see clearly. She began to listen to books on MP3 and radio, and installed software for the blind on the computer to read books. In a year, she "read" more than 20 books.

  Before, Liu Fang memorized all the key points and difficulties in the key articles of Chinese textbooks for junior high school for three years with her remaining eyesight.

  She explored a set of her own teaching methods, such as composition class. Her composition comments are very rich, and some students write "Miss Liu, I look forward to reading comments" at the back of the composition. Later, it was very difficult to correct the composition, so she took the students’ compositions to the classroom and let them read them first, and then the whole class commented, revised and graded them together …

  When writing on the blackboard is difficult, she takes advantage of her strong imitation ability to combine the stories and jokes she has heard with teaching and tell them to students vividly. Speaking, learning, teasing and singing in cross talk, life, Dan, purity, ugliness in Beijing opera are also skillfully used in teaching by her. There is always laughter in class, and students say, "It’s very happy to attend Teacher Liu’s class."

  During her 21-year teaching career, Liu Fang has been a class teacher for 14 years, and most of her classes are "double-poor classes" and "problem classes". However, in the senior high school entrance examination, these classes often ranked first in the parallel classes of the school, especially in the 2005 senior high school entrance examination, and the top three scores were all in the classes she brought.

  Transform into a "spiritual mentor"

  In June, 2008, the last senior high school entrance examination for students led by Liu Fang ended. Since the beginning of the new semester, she has stopped taking classes and teaching Chinese, but has transformed into a psychological counseling teacher in the school.

  "I can’t see with my eyes, and I can’t change my exercise books, compositions and test papers. The new Chinese textbooks have changed and become more numerous. If I continue to teach, I will teach a language that is lacking." Although it was painful to give up her beloved Chinese teaching, with the encouragement of school leaders and colleagues and the trust of students, Liu Fang chose to transform.

  "Some people don’t need you to help them solve their problems. They just want to find a psychological spillway." To this end, Liu Fang had the idea of establishing a "growth record bag" for students. The students designed the cover of the file bag themselves and put their hearts in it. "Just put the thoughts and secrets in it and let it go."

  Nowadays, in Liu Fang’s psychological counseling room, rows of "growth record bags" with different covers are neatly placed. Some students took them away after graduation, and some still stayed in the psychological counseling room. There have been hundreds of them in recent years.

  "Some children came to me with psychological problems. After giving them counseling, the teacher told me that the child was much better, and I was particularly fulfilled. This is my happiest thing." Every day, many students come to Liu Fang’s psychological counseling room to chat and talk with her.

  Every semester, Liu Fang will attend classes in 25 classes in the whole school at least twice, give psychological counseling to students on common problems, give some lectures irregularly, and occasionally be invited by other teachers to be a guest teacher of composition. Every week, she will go to the moral lecture hall of the rural children’s palace to tell students moral stories.

  Support the blue sky of students with love

  "Liu Ma, how are you recently? You should take care of yourself! " Hu Xin often calls to care about Liu Fang, and sometimes buys a lot of fruit to visit her at school.

  He is a student of Liu Fang’s class of 2003, but he dropped out of school in the second day of junior high school to work. "Teacher Liu is very kind to us. After I dropped out of school, she always advised me to continue studying. Now I regret giving up my studies, but I am very grateful to Teacher Liu for her love for me." Now 27-year-old Hu Xin drives an excavator in Baiyun District, and often helps Liu Ma. Liu Fang wants to refuse, so he says, "Teacher Liu, I am your son, and we are all your sons. It is right for her to help her."

  "Children will encounter troubles when they grow up, especially left-behind children, children of floating population, children from single-parent families, and students with learning difficulties. Using’ love’ can help them and give them strength and courage." As long as students are found to have difficulties, Liu Fang will help them, donate clothes and school supplies, and help them pay tuition and clothing expenses.

  Yuan Fengmei unfortunately became an orphan in the third grade. Liu Fang approached her, comforted her, supported her and gave her family warmth. A few years later, she was admitted to Beijing Normal University and chose to be a teacher. Now she often comes to see "Liu Ma" as a teacher in Huaxi Tsinghua Middle School. "Last year, I had surgery and she stayed with me for one night. In the morning, she quietly put 300 yuan under my pillow and wrote’ My daughter gave money to my mother’." Liu Fang said.

  Today, Liu Fang is still as popular as ever in Baiyun No.3 Middle School. Before class, the students will take the initiative to pick her up to the classroom. If she appears in class in advance, the students will scream with surprise.

  Simple life and devoted writing

  Every day, after getting up and eating breakfast, Liu Fang went downstairs and went to school with her colleagues who came to pick her up for work. After school in the afternoon, she was sent downstairs by her colleagues. After having a rest after dinner, she will exercise on the treadmill on the balcony for an hour, take a hot bath, sit quietly on the floating window of the bedroom and start writing novels …

  This is Liu Fang’s life now, simple but full.

  "I like writing. In the past, I mainly wrote prose and poetry. Later, I listened to more novels and began to write novels myself." Liu Fang said that her second autobiographical novel Ten Years of Flowers has written 50,000 words. She arranged chapters according to the flower language. The first chapter "Roses Bloom" wrote about the time of love, the second chapter "Lilies Bloom" wrote about newly married life, the third chapter "Sunflowers Bloom" wrote about the birth of children, and then there was "Jasmine Bloom" …

  She said that she should write down her marriage, family and love in the ten years that she could not see from sight.

  ★ She in their eyes

  Zhu Weiran (son of Liu Fang): In my heart, my mother is both strong and fragile. I want to be my mother’s "little crutch" all my life.

  Ye Zhiya (Vice President of Baiyun No.3 Middle School): Liu Fang is an excellent teacher with a strong Chinese foundation. Although she can’t see with her eyes, she still insists on attending classes, which is amazing and admirable. She regards the school as her home, and she is also very enthusiastic about her colleagues. She can remind me of something difficult to say in a kind way, and she is a very wise person. She cares about her students very much, and her classmates like her very much, calling her "Liu Fang’s mother".

  Zhou Libo (Liu Fang’s student): "Liu Fang’s mother" is a very kind and strong person. She is very kind to every student. She can find the bright spots in us. She teaches Chinese best. She moves us with her heart and influences us with love, which brings us a lot of fun and warmth. She is brave in the face of life and full of positive energy, which deeply affects us. Thanks to fate, I met such a good teacher. Besides my mother, she is the person I admire most.

  Mao Yanhong (colleague of Liu Fang): Liu Fang is very thoughtful in teaching. She often gives us guidance in teaching methods and treatment of students. Her composition class is very distinctive. It’s really a pity that she can’t teach Chinese now. She has an open mind and a good attitude. She will lend a helping hand whenever her colleagues need help. She is charitable and enthusiastic about public welfare, and she is a person who takes pleasure in helping others.